Retirement Funds Integrator (RFI)
A system error is currently preventing us from getting annuity pricing. Please try again later.
For the projected amount of Monthly Spendable Funds at a particular age, place the cursor on the line.
In this plan, an annuity costing will begin paying monthly after 10 years, rising by 2% a year, continuing for life.
If you draw from your assets and/or credit line as specified in this RFI plan there is a high probability that you will have assets and/or remaining credit line at the end of the deferment period. Click here for Additional Details
For basis of comparison, the largest HECM tenure payment would be a fixed amount of / month.
If you would like to change any information, change the values and press "Update Chart".
Rate of Return: Enter the annual rate of return you estimate your financial assets will earn. A low estimate reduces your risk of falling short of funds before annuity payments begin. For complete safety, enter 0.
Financial Assets: For simplicity, taxes are not taken into account here. In some circumstances (particularly if a substantial portion of your financial assets are in traditional IRA / 401k accounts) the tax status of your financial assets can have a significant impact on how an RFI plan is structured. If you proceed, you should consult your Mortgage Professor representative regarding the tax implications of any retirement plan.
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